- General liability (except professional general liability): this insurance guarantees the insured from consequences of invoked liability due to physical, material or immaterial damage following covered physical or material damage caused to others.
- Research expenses: if the beneficiary is reported disappeared or in case of injury, the insurer covers rescue and research expenses (including helicopter-rescue), corresponding to operations organised by civil or military rescuers or specialised public or private organisations deployed in the context of the beneficiary's disappearance or in case of physical injury.
- Legal assistance: this insurance guarantees the insured payment of expenses necessary to defend or obtain financial compensation.
- Refund of unused ski-pass – refund of unused classes or lessons.
- Medical transport: in case of accident, the insurer, after checking with its medical team, organises and covers transport of the injured or the sick to the nearest best equipped or most specialised hospital.
Territorial scope: worldwide coverage for temporary stays.
Applicational scope: accidents linked to amateur sports activities as well as accidents occurred to SIMS instructors in the framework of their professional activity regarding ski teaching only.
TABLE of the SPORTS AND LEISURE CARD COVERAGE
Coverage ------------------------------------------- Amount
- General liability
PHysical Damages ---------------------------- 5 000 000 €
Material Damages ---------------------------- 305 000 €
- Assitance
Research and rescue expenses ------------------- 30 000 €
Repatriation ------------------------------------------ Actual expenditures
Legal Assitance ---------------------------------------- 1500 €
Refund of unused ski-pass and sports
lessons --------------------------------------------------- 600 €